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Gainesville Short Sale – 7675 SW 88th Drive


Gainesville Short Sale – 7675 SW 88th Drive


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$165,000
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
Interior: 1,510 sqft
Lot: 2,041 sqft
Location
7675 SW 88th Drive
Gainesville, FL 32608
USA
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Stephanie Ann Anson

Anson Properties LLC
(352) 260-0153
sasjrussell@gmail.com
http://www.floridahomesalesearch.com

       

Listed by: Anson Properties LLC

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Gainesville Short Sales Agents Refinancing Bankruptcy Trick

Gainesville Short Sales Agents Refinancing Bankruptcy Trick
The scammer assures you that they can negotiate with your lender to help you refinance your home. The scammer then asks for an upfront fee and disappears with the your money and files a bankruptcy in your behalf without your knowledge.

Yes, filing bankruptcy will temporarily stop the foreclosure, but this is just the beginning of a nightmare. Since you are not aware of it, you are also not aware of ongoing court hearings, and your absence on these hearings will compel the judge to start the foreclosure proceedings. This scenario further creates many other unfavorable circumstances.

Scam Alert: Do not entertain companies or individuals who:

1. Guarantee to save your home from foreclosure even under any circumstance. There is no such powerful company/ individual that can make such wonders.

2. Makes you pay your mortgage dues directly to them and not on your lender. This is ridiculous, you must be able to detect it’s a scam at the moment this is brought up.

3. Shows intent to buy your home for a fixed price that is not in accordance with the present housing market. These kinds of negotiations always have a malicious plan behind. To think, who would buy a property that cost more than the present market value? And are you willing to sell your house for less than its worth?

4. Makes you urgently sign documents that you do not understand. This is one of their tactics so you wouldn’t have to review the pages. Under no circumstance should you affix your signature on any document that you have not examined. And much more if you have to sign via coercion.

5. Advises you to stop contacting your short sale lender and short sale attorney.
At some point during the deal, you may be misled by this proposition. If the settlement offered is legal, then there is no reason you should stop communicating with your lender and attorney. And remember, there is no such means of saving your home through illegal means or under the table agreements.

6. Collects an upfront fee (except attorneys). Charging upfront fees is against the state law of Florida. All fees must only be paid and accepted upon work completion. Common sense will tell you that you have no assurance the work would be done when you pay upfront fees.

7. Requires you to transfer your title to them. Please refer to the Rent to Buy Scheme.

8. Proposes to rent your home from them and then buy it back later. Discussed in Rent to Buy Scheme.

9. Accepts only cash or cashier’s checks for payments. Scammers designed it this way since it is difficult to track down transactions made through cash or cashier’s check since there are no appropriate money transmittal records.

There are strict guidelines regulating the purchase of scammed houses during the short sale process. A penalty of $15,000 is imposed to every infarction. This law refers to the foreclosure fraud CS/HB 643.

Please refer to your state’s law on this issue as laws vary from state to state.

Gainesville Real Estate Agents need to be very careful before they do business with any short sale mitigation company. It would be safe to verify their background and references and check their closing ratios. There are actually no licensing requirements for a short sale negotiator in most states. It would serve you best if you transact with a Gainesville short sale specialist who have assistants that help you do the paperwork and allows you to step into the negotiation process so that everything is transparent.

Other Articles to Read:

Banks Are Calling Homeowners To Solicit Short Sales

Options To Prevent Gainesville Foreclosure when Unemployed

Do I Have to Pay for the Real Estate Agents Commission?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.

Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

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3 Questions You Should Ask Before Hiring a Gainesville Short Sale Agent

Gainesville Short Sales – 3 Questions You Should Ask Before Hiring a Gainesville Short Sale Agent

It is imperative that as a Gainesville homeowner you do your research prior to choosing an agent to work with when considering to short sale your home. Choosing the right agent can make the difference between the success or the failure on your short sale. There is much at risk and you have much to lose if you do not do your due diligence. The short sale can be denied and the home foreclosed resulting in a deficiency that can lead to wage garnishment. It will have a huge impact on your credit and you will not be able to buy another home for over 5 years or more. If you hold a financial position or security clearance you may lose your job and or clearance.

It is just as important that your agent knows how to evaluate the buyer and buyer’s agent to ensure the proper expectations are set. Nothing worse than getting close to the approval letter for the buyer to walk or only be half interested and find this out after spending many hours and time working through the short sale process.

So here are the questions I would ask an agent before hiring any agent!

Question #1: How many short sales have you listed and sold in the past 6 months?
Banks are consistently changing their policies and procedures and you will want an agent that is familiar and experienced in managing these updates.

Question #2: In the past, what lenders have you negotiated short sales with?
There are many small short sale bank lenders, however, your agent should be familiar with the largest banks policies and procedures. Lenders such as Bank of America, Chase, Wells Fargo and SunTrust are the most prominent with short sales

Question #3: What is your success rate on getting short sales approved? Look at the agent’s track record and ask for specifics about how the transaction was processed, the challenges and how they were able to overcome them. Hard work is shown through diligence and persistence.

Other Articles to Read:

What is a Short Sale?

Short Sale Process – What to Expect

Short Sale Top 10 Questions

Do I Have to Pay for the Real Estate Agents Commission?

 

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.

Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals.