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Can I Buy a Home After a Short Sale

Is it a good idea to stop making mortgage payment while the home is in short sale?

Are you thinking whether you should stop making mortgage payments while the home is on short sale? If so, then you’re required to consult with the lawyer whether to stop making payments. Well, avoid asking your real estate agent as he is not licensed to offer you legal advice. There are certain benefits as well as consequences if you stop making payments. You can continue reading the article to get more information on it.

Can you tackle the trauma of foreclosure?

In most of the cases, the lenders do not authorize a short sale unless the seller gets hold of a buyer. Well, it’s the discretion of the lender whether he’ll let you sell the property on short sale.

You may begin the short sale process and stop making payments and if the short sale is denied, in this case, the lender can foreclose on your property. Most of the sellers are prepared for the worst scenario as the lenders may not approve their short sale.

What are the benefits of mortgage payment in short sale?

Here are some of the benefits of mortgage payment in short sale that you need to be aware of:

1. Can apply for new mortgage: The guidelines issued by Fannie Mae in August, 2008 stated that the borrower may immediately buy another home after short sale if the borrower has not defaulted on payment.

It’s really difficult to find a lender who’ll conduct a short sale but there are smaller banks those who do not sell to Fannie Mae and consider this kind of loan. According to the FHA, if the buyers has never defaulted on payment, he can get the loan with ease. According to the HAFA 2013 guidelines,  the lenders are allowed to report “Paid in Full”, so it makes a great difference on a credit report.

2. Shields your credit report: If you make your mortgage payment on time while you’re entering the short sale process, then the credit report may not reflect any late payment.

3. Cancel without any penalty: Well, if the home is not sold or lender refuses to accept the offer from the short sale buyer, you can manage to cancel the listing as well as keep your home without foreclosure process.

What are the disadvantages of delinquent account during a short sale?

Here are some of the drawbacks of default during your short sale:

1. Blemish your credit report: Short sale and foreclosure may blemish your credit report. In most of the cases, the lender may report as a delinquent account to the credit bureau. But the lender can report a short sale as paid in full only if you’ve completed a HAFA short sale after 2013, it may not affect your credit.

2. Face problem while buying a new home: There are restrictions if you’re planning to buy a new home as the number of foreclosure and short sale is increasing. If the buyer is late by 60 days and according to the guidelines of Fannie Mae to wait two years to buy another home.

3. Foreclosure process on the property: Your property can be foreclosed by the lender if you default on your payment.

Therefore, make your payments while the home is in short sale as it can help you to avoid foreclosure on the property.

 

Rikk Miller

Buy A Home After A Short Sale


Is it possible to get a mortgage loan after a short sale?

Studies reveal that short sales and foreclosures comprise about half of real estate sales as more and more buyers are not being able to repay their mortgage loans and retain their homeownership rights. Spring 2013 saw a large number of real estate sales as more and more buyers snatched homes at lower prices than the actual. When you’re about to face foreclosure and you can’t afford a home, you might as well qualify for a short sale, even when you don’t think that you can sell off your home. You must be wondering how you could get into a good short sale deal with your mortgage lender. You will need certain amount of patience, fortitude and a lot of good fortune in order to complete a short sale. Read on the concerns of this article to know more on a short sale.

 

Short sale – What is it and how does it work?

 

When you take the decision of selling your home for an amount which is much less than what you owe to the mortgage company, this is called a short sale. Buying a real estate property that is sold through a short sale is certainly different from buying a home which is owned by the bank, known as real-estate owned property or a property that has been in foreclosure. This process is also called a pre-foreclosure sale and when your mortgage company agrees to a short sale, you can easily sell off your home and pay off the mortgage balance with the proceeds. A short sale can be a lucrative alternative to foreclosure when you’re:

 

  • Ineligible to modify your mortgage or opt for a refinance
  • Behind on your monthly mortgage payments
  • Underwater on the mortgage loan
  • Not being able to sell off your home at a price that covers what you still owe on the loan
  • Facing dire financial straits
  • No longer being able to afford your home and you need to leave right now.

 

Getting a home loan after a short sale – Is that possible?

 

When you’ve already gone through a short sale, this doesn’t mean that you have to put an end to the dream of home ownership. All underwater homeowners who sell off their homes for less than what they owe are actually able to qualify for a home loan. A second try to owning a home won’t happen overnight and hence you need to make a lot of calculations through a home mortgage calculator in order to know whether or not you can immediately qualify for such a loan. Today’s lending environment is extremely tight and this is why most homeowners tend to think that it is almost impossible to qualify for a home loan after a short sale. But there is certainly a ray of hope even after a short sale. Here are the minimum requirements to grab a loan after a short sale.

 

  • The short sellers usually have to wait for at least 2 years after closing the short sale to get a mortgage loan.
  • The short sellers usually have to wait for 4 years with a 10% down payment on your next mortgage loan.
  • The short seller has to wait for 7 years if he pays down an amount which is even less than 10% of the loan.

 

For getting FHA loans, you have to wait for a 3 year waiting period since the closing date of the short sale. Meanwhile you can try your best to repair your credit score in order to become a favorite among your lenders yet again and get a mortgage loan within your means.

by

Rikk Miller

 

 

How Can I Avoid Foreclosure? | Gainesville Short Sale

There are a handful of Gainesville Short Sale Agents out there to make you understand about Short Sale. Often, the question that might come into your mind is “Am I making the right choice?.” If you are a homeowner currently in a tough state and confronting issues including foreclosure, or your loan modification have been refused, or you already tried seeking help in your trusted bank but your end did not meet, and with all these, you felt that there is no other options left.

Well, the world definitely did not end last December 21 and it is not yet the end for you, but with the Short Sale alternative, it’s a good option aside from foreclosure and can be the end to your problems.

What is a Short Sale? A short sale is   selling your home in an amount lower than the mortgage that you owed in the bank. For instance:  you are indebted to the bank $150,000 on your house, then you offered your house to the bank for only $75,000. The bank will forgive the other $75,000 that you are indebted with them.

Now, why would the bank do that? On the part of the bank, putting up on short salewill keep them from legal expenses that would run from $10,000 to $35,000 or more if they will foreclose it. Take note that the bank does not want to purchase a house; their business is not on buying and selling homes but acting as a mediator.

How to qualify for a short sale? In most states, there are different laws surrounding real estate. It is necessary that you consult a Gainesville short sale agent as she can provide you all the information that you need to qualify for a short sale and will help you on the process.

To legally list a short sale, one should have a real estate license. That’s why it is crucial to choose an agent that has the skills and experience to sell a home sale home. That your short sale agent has worked with different lenders, since each lender has different rules and regulations toward short sale.

The Gainesville short sale agent that you choose will ultimately influence the short sale process. Our team has the best short sale agents in the county, and if you have further questions, contact our office 352-535-0620. 

Other Articles to Read:

Gainesville Short Sales Hiring Incompetent Short Sale Agent

Short Sale Top 10 Questions

 

Call Stephanie Anson today at 352-535-0620 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals.

  

Increase in Prices Saved Millions of Homeowners Across America

Increase in prices saved millions of Homeowners across AmericaHome prices are significantly rising. In just the first six months of 2012, CoreLogic reported that the number of homeowners who have escaped being in an underwater status are about 1.3 million, and about 2 million homeowners will receive equity if the worth of state homes will add up an increase of 5 percent.

Residential Homes that have a mortgage lower than their standing credit decreased to 22.3 percent last June from 23.7 percent as recorded last March, CoreLogic said.

CoreLogic translated that from 12.1 million when 2011 closed, to 11.4 last March, then to 10.8 million last June, the number of homeowners who indebted more than what their homes are worth decreased to a very momentous number.

Mark Fleming, CoreLogic’s Chief Economist, said that the rush of home prices this spring and summer, the stumpy levels of accounts, and the falling REO sale shares are all contributing factors to the blossoming house market and decreasing negative equity.

US States that have the highest percentage of mortgage underwater properties are:

Nevada (59 percent)
• Florida (43 percent)
• Arizona (40 percent)
• Georgia (36 percent)
• Michigan (33 percent)

These 5 states occupy 34.1 percent of $689 billion negative equity in the country.

Most of the states mentioned are those that show low status in the housing market, CoreLogic said. Many homes that are underwater are priced less than $200,000 contrast to homes that are priced above $200,000 that are within the 17% range.
Those lenders that have second loans relating to their homes are really submerged “underwater”. About 4.2 million homes have second loans and that’s about 39% of the identified underwater lenders. This group has an average loan balance of about $300,000 – more than of what their home is worth.

There are underwater lenders that do not have second liens, this occupy about 61% of the bracket. These borrowers have an average balance of $216,000 of which these homes are $51,000 more than the average.

Other Articles to Read:

Defending your Gainesville Home against Foreclosure

Determining if you have a Financial Hardship

Is your Gainesville Short Sale Lender Delegated?

Is your Mortgage Lender and Where you Bank the Same

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Gainesville Short Sale Cost

Gainesville Short Sale Cost

Gainesville FL- If you think your life would be most livable without worrying for mortgage dues per month, then a short sale might just be the kind of rescue you needed to get rid of a home you can no longer afford.

You might have been considering short sale for a long time but is not sure how to get started– how the process works, the legal requirements needed, and most of all, how much it will cost you to short sell.

The answer is plain and simple– short sale will not cost you anything. If it does, then only to a minimal amount. Nevertheless, there are no costs or fees required for a short sale in majority of cases.

Please be informed however, that short sale does not come without some sort of cash involvement. Most of the money associated with short sale includes the realtors, title costs, transfer taxes, and attorney fees. Your lender should understand one common sense: if you were not able to afford your mortgage, then you will also not be able to pay for all these costs.

As short sale became a more common alternative to foreclosure, lenders today are more willing to pay on your behalf any costs involved in the short sale process. If this phenomenon baffles you, here’s what you need to know.

If financial hardships have hit you, and you have long been delinquent or you can no longer keep up with your mortgage payments, then your lender can now proceed with their legal action­­­—foreclosure.

But, lenders have already learned their lessons. They learned that foreclosure is very expensive along with its legal fees, taxes, insurance payments, and court costs. In addition to that, they will have to maintain a vacant foreclosed home, pay a realtor for resale, and sell it for below market value.

Their judgment points to short sale as a cheaper and better alternative. Thus, they are willing to pay all costs needed to short sale.

Other Articles to Read:

Gainesville Homeowners – Have an FHA Loan – Help on the Way

Gainesville Residents are Not Scared by the Housing Crisis

Gainesville Short Sale Agents Rent To Buy Scheme

When Can you Own a Home Again After Foreclosure?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Preparing for a Gainesville Short Sale

Most of the sellers I have had contact with are good people who fell upon hard times and many of them are embarrassed about the down spiral of their credit. It is unfortunate that many of them have to borrow money or exhaust their savings just to pay their mortgage dues, in hopes to postpone the inevitable and most undesirable circumstance. There are also people who couldn’t care more and just walks away. These are the people who will least likely be qualified for short sales. They just leave the keys and run after they have milked the system for all they can.

IMPORTANT TIP: Lenders cannot force homeowners to liquidate their 401Ks or certain retirement accounts but they can turn down a short sale should they see that the assets are too much in their retirement accounts. While the homeowner’s retirement savings might be safe, if their lender insist on having them pay a deficiency on the sale of their home through short sale, their lender has the legal right to pursue them.

Should you decide to proceed with the short sale, then have following questions ready for your Gainesville Short Sale Agent:
– How much have you paid for your house?
– Have you escrowed your taxes and insurance?
– Is this your primary residence?
– Have you lived in this house for at least two years out of five years?
– Have you ever been relocated for work?
– When was the last time you made payments for your mortgage?
– Are you current on your HOA?
– How many loans does this property have?
– Did you get the loans when you bought the house?
– Did you take out an 80/20 loan, 80/10/10 loan? (those are usually HELOCs on the 20/s and the 10/s)
– Have you refinanced the house since you bought it? When was that?
– Did you take out a home equity line of credit (HELOC) after you bought the house?
– What did you do with the loaned money from the equity line?
– What improvements have you made on the home?
– Have you taken before and after photos of repairs made from HELOC loan?
– What is the present condition of your house?
– Was your house tested for Chinese Dry Wall?
– Who do you pay to for each loan?
– Does your lender have mortgage insurance on the house?
– Have your lender sent any notices or letters?
– Have you ever been served with summons and complaints?
– Do you happen to know the owner of your note?
– How many of your family members live in the house?
– Are there grown children or unemployed relatives living in your household?
– Do you have a parents or grandparents living with you?
– How long have you been unemployed? (if unemployed)
– Do you have medical bills? How long have you been in the medical condition?
– What is the complete address of the house you need to short sale?
– Have you tried selling your house?
– If your house have been listed, how long was it listed and for how much?
– Do you have personal retirement accounts? If yes, How many?
– Do you still have any other money available anywhere?
– Do you have any other properties?
– If this is not your primary residence, is this rented out?
– Do you have a statement of profit and loss for this rental?
– Were you able to file last year’s tax return?

Other Articles to Read:

More homeless? Where will the mortgage settlement fund go?

My Gainesville Short Sale Appraisal Came in Low, Now What?

Gainesville Short Sale Qualification Process

When Can you Own a Home Again After Foreclosure?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Possible Outcomes If your Short Sale Approved

If the short sale is approved, explain the following possible outcomes to the seller:

– All liens will be released, in full satisfaction of mortgage with no conditions.
– Full satisfaction of mortgage with a small or large amount of contribution from the seller.
– Full satisfaction of mortgage with an unsecured promissory note executed between seller and lender, with seller’s cash contribution at closing.
– Full satisfaction of mortgage with an unsecured promissory note executed between seller and lender, without cash contribution from any party at closing.
– Release of lien with mortgage reporting of less than full pay off.
– Release of lien with an unsecured promissory note, with payment less than full reported
– Release of lien with default judgment to be paid over time

If the homeowner’s loan modification has been disapproved, find out why. The same reasons will help you in your short sale negotiations. It is most likely that they have been disapproved with loan modification for insufficient income or they no longer live in the house. If they do not make enough income to qualify for a loan with lower interest rates and lower values, then they will not be able to continue making payments for their mortgage. The homeowner should include this in the hardship letter and you as an agent should include this in your cover lender to the lender. Also, include the loan modification rejection letter in the short sale package.

Other Articles to Read:

Bank of America’s Cooperative Short Sale Program

Banks Are Calling Homeowners To Solicit Short Sales

Options To Prevent Gainesville Foreclosure when Unemployed

Do I Have to Pay for the Real Estate Agents Commission?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Is your Gainesville Short Sale Lender Delegated?

Is your Gainesville Short Sale Lender Delegated? You may be surprised to find out what “delegate” means in short sales.

To come straight to the point, the word “delegate” in short sale literally means what it is, to entrust to another.

You may be making payments directly to Bank of America, Wells Fargo, or Nationstar, but that doesn’t mean that they are your lenders. In this case, they are referred to as “servicers”. This is because, even though these lenders have lent you the money, they may have subsequently sold your loan to an investor which legally transfers their authority over the loan to the new owner—the Investor.

Your lender is now stripped of the power to approve the short sale.

What happens is that these servicers have been assigned by the investors to receive the mortgage payments, which is why you are still making payments directly to them. They are paid to do so.

You may have wondered why this happened without your knowledge. It is because when your note gets sold, they do not need to notify you. It is only when your servicer is changed that you must be notified.

The investors hire the servicers to keep them from being involved with the day to day operations of payments and other servicing details. The investor could be Fannie Mae, Freddie Mac, Pension funds, Insurance companies, and etc. Although majority of the notes are presently owned by Fannie Mae or Freddie Mac. Ask your Gainesville Short Sale Agent to lookup your loan for Freddie Mac or Fannie Mae

By delegating, these investors assign authority to the servicers to approve short sale on their behalf. However, this is grounded by certain parameters that vary for each investor.

A simple example: An investor authorizes the Servicer to approve a Gainesville Short Sale given that the loss they incur is less than 35% of the loan value. The borrower becomes 30 days delinquent on payments, they live in the property and with their debt plus mortgage payment they are 31% of gross income. Should the short sale fit within these parameters, then the Servicer can issue the approval without asking the investor.

When you are requesting a Short Sale request, it is almost always made to the Servicer. And if the Servicer is delegated, they are able to approve the Short Sale without going to the Investor which saves a lot of time. The time saved is significant— as it easily cuts the Short Sale time for approval in HALF.

Other Articles to Read:

What is a Short Sale?

Short Sale Process – What to Expect

Short Sale Top 10 Questions

Do I Have to Pay for the Real Estate Agents Commission?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

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Get a mortgage after Short Sale | Foreclosure

Get a mortgage after Short Sale | Foreclosure

I had a Bankruptcy on my FHA loan, when can I loan again?
3 years from the discharge date.

I had a Bankruptcy on my Conventional loan, when can I loan again?
4 years from discharge date.

I had a Bankruptcy on my USDA loan, when can I loan again?
3 years from discharge date.

I had a Foreclosure on my FHA loan, when can I loan again?
For most, 3 years from the date on Certificate of Title. If it is more than 3 years but less than 7 years, LTV could be limited to 90%.

I had a Foreclosure on my Conventional loan, when can I loan again?
7 years from the date on Certificate of Title.

I had a Foreclosure on my USDA loan, when can I loan again?
3 years from the date on Certificate of Title.

I had a Short Sale on my FHA loan, when can I loan again?
3 years from the date on the Short Sale HUD1. But there is an exception if there were no late mortgage or installment debt payments.

I had a Short Sale on my Conventional loan, when can I loan again?
4 years from the date of the short sale HUD1.

I had a Short Sale on my USDA loan, when can I loan again?
There is no seasoning requirement with GUS “accept/ eligible” findings. For manually underwritten loan, the risk level will be evaluated depending on case-to-case basis.

I have requested for a Mortgage Modification on my Conventional and FHA loan, how long do I have to wait?

Other Articles to Read:

Gainesville Florida Renter Rights During Foreclosure

Choosing the Best Offer for Gainesville Short Sales

Do I Have to Pay for the Real Estate Agents Commission?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.

Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Gainesville Short Sales – What is the Difference between Note or Promissory Note and Mortgage or Deed of Trust?

Gainesville Short Sale – What is the Difference between Note or Promissory Note and Mortgage or Deed of Trust? A note (promissory note) is – very simply – a contract whereby a party makes a promise to pay a sum of money to another party under specific terms. In real estate, it is typically a borrower agreeing to make monthly payments of principle and interest over a period of time to a lender.

The note has nothing to do with the property itself, and can technically exist without any collateral at all. If the Gainesville borrower doesn’t pay, the LENDER or short sale bank can sue “under the note and obtain remedies for breaching that contract. A “servicer” aka “debt collector” cannot if they have no equitable interest.

While there are differences between a mortgage and a deed of trust, let’s ignore them for a moment, and use the term mortgage.

A mortgage is actually a transfer of an interest in property. While a mortgage is tied to the underlying debt created by the note, it is not a promise to pay the debt. It really isn’t a “promise” to do anything. Instead, it contains “granting” language – like a deed – which gives the lender the right to take the property if the borrower goes into default and doesn’t pay under the terms of the note signed in blue ink. There are clauses in the loan that allow for this to happen such as the acceleration and due on sale clauses.

Key Differences of Note and Mortgage

A note is singed by the people who agree to pay the debt.
A mortgage is singed by those who own the property being mortgaged. In a typical residential setting, signers of the note and the mortgage are the same, but they do not have to be.
A mortgage needs to be recorded in the county or town recording office, the note does not. Instead, the note goes directly to the lender. This is the “instrument” that secures the “note” to the house.

Other Articles to Read:

Mortgage Relief For Unemployed

Foreclosure News Reports On More Loan Transferring

Short Sale Agents in Gainesville Encourage Homeowners To Take Action

Short Sale Agents in Gainesville – What Gainesville Underwater Homeowners Say

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.

Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals.