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Tips For Short Sale Approval | Gainesville

Tips to assure approval of your property from lenders Having your property listed by one of the top Gainesville short sale agent will double the chances of having your short sale approve by the lenders. For homeowners, it is important to remind you that some lenders are carrying out new laws in short sale process. For example, Chase, one of the leading lenders in the country, has created a law wherein homeowners who have a deficit that is greater than $250,000 will compel the listing agent to provide the following:
(1) A record of the drop of prices on the property
(2) Showing Appointment Sheet
(3) They might request a record of advertisements made and where you placed them, such as online advertisement sites, i.e. Craigslist.
(4) A report that illustrates on why such changes were made in marketing the value of the property, like, what is the cause of the fall of prices?

A presentable house will have greater chances to be sold. As homeowners, it is also important to keep the house attractive as possible. Short sale homes that are neat and orderly have greater chances to be sold, or would get amazing proposal.

Take lots of quality pictures of the property being short sale. Mentioning the adage “pictures speak a thousand words”, homes being short sale that have numerous quality photos have greater chances for buyers to be interested on that property.

Show off the property’s finest features. For short sale agents, when you are marketing online it is important to highlight the nice attributes that the property have. If the home has a fantastic living room, make sure to include a couple of photos of the living room done in different angles. If a specific feature cannot accurately be represented using pictures, describe it in details in the property description.

Occupy the listing’s MLS with the right words and information. Make sure all information is correct. Fill your MLS as many photos as it allows. Compose descriptions that will have buyers interested and be able to experience what it is like to live in the home listing being short sale.

These are just some of the tips to assure approval from your lender and be blessed with buyers who’ll likely to grab great offers.

Other Articles to Read:

Why it is Important to Understand the Short Sale Process

3 mistakes to avoid when short selling your Gainesville home

Gainesville Short Sale Agents Rent To Buy Scheme

Determining if you have a Financial Hardship

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Keep Away from Gainesville Short Sale Scams

Keep Away from Gainesville Short Sale Scams

It is hard to trust anyone when you are a homeowner that is facing a huge mortgage debt and soon enough you’ll know the bank wants your home foreclosed. Well, there are definitely people out there who won’t go with the help but with the money they can benefit from you.

As a Gainesville Short Sale Agent, please listen and take time to read this article. If you are choosing short sale as an option, you have to know what a short sale is, and know how to short sale. It is crucial to know the basics of the process that you are about to go through. Choose reliable information from trusted references. Do not just accept everything as a fact. When choosing a short sale agent, know her/his background first, or choose agents that are referred to you and know them well.

If a short sale enterprise calls you and immediately deliver good news of accepting your property for short sale, be skeptical about how quick their decision is because there are many instances wherein not every short sale are guaranteed.

And especially if it wants you to pay upfront about the charges, please call the Attorney General’s Office because it is prohibited in Florida for a company to charge an upfront payment in order for you to be able to short sale your home. Except lawyers who can charge clients with retainer fee.

There are many companies out there and not all are legitimate. As an agent, homeowners always asked about the short sale process. It is normal; I know you are just being safe. It is better to do your research over these companies before signing any deed.

Third parties may coerce you to sign some papers because this might lead you to a sinkhole. If this might happen, they can now have total control with the sale of your cherished home. There are companies that advertised they’ll buy unsightly properties or pay upfront cash for your house even if it looked bad and you owe the bank a lot.

Most Banks even changed their policies and procedures over time. Our company, Anson Properties LLC, can help you with your short sale problem. Call us so we can talk everything over the phone, 352-260-0153. We take high respect on your information’s confidentiality, and we will answer questions that you want to ask. Call us.

Other Articles to Read:

Gainesville Homeowners – Have an FHA Loan – Help on the Way

Gainesville – Principal Loan Reduction

Gainesville Short Sale Agents Rent To Buy Scheme

Gainesville Florida Foreclosure Fraud Up – Avoid Scams

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

How Can I Avoid Foreclosure? | Gainesville Short Sale

There are a handful of Gainesville Short Sale Agents out there to make you understand about Short Sale. Often, the question that might come into your mind is “Am I making the right choice?.” If you are a homeowner currently in a tough state and confronting issues including foreclosure, or your loan modification have been refused, or you already tried seeking help in your trusted bank but your end did not meet, and with all these, you felt that there is no other options left.

Well, the world definitely did not end last December 21 and it is not yet the end for you, but with the Short Sale alternative, it’s a good option aside from foreclosure and can be the end to your problems.

What is a Short Sale? A short sale is   selling your home in an amount lower than the mortgage that you owed in the bank. For instance:  you are indebted to the bank $150,000 on your house, then you offered your house to the bank for only $75,000. The bank will forgive the other $75,000 that you are indebted with them.

Now, why would the bank do that? On the part of the bank, putting up on short salewill keep them from legal expenses that would run from $10,000 to $35,000 or more if they will foreclose it. Take note that the bank does not want to purchase a house; their business is not on buying and selling homes but acting as a mediator.

How to qualify for a short sale? In most states, there are different laws surrounding real estate. It is necessary that you consult a Gainesville short sale agent as she can provide you all the information that you need to qualify for a short sale and will help you on the process.

To legally list a short sale, one should have a real estate license. That’s why it is crucial to choose an agent that has the skills and experience to sell a home sale home. That your short sale agent has worked with different lenders, since each lender has different rules and regulations toward short sale.

The Gainesville short sale agent that you choose will ultimately influence the short sale process. Our team has the best short sale agents in the county, and if you have further questions, contact our office 352-535-0620. 

Other Articles to Read:

Gainesville Short Sales Hiring Incompetent Short Sale Agent

Short Sale Top 10 Questions

 

Call Stephanie Anson today at 352-535-0620 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals.

  

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Short Sale Guidelines Keep Gainesville Homeowners Happy

Short Sale Guidelines Keep Gainesville Homeowners Happy

Short sales are rising this year and it will eventually rise because of federal regulators who manage Fannie Mae and Freddie Mac. They made paperwork more efficient and offered an option to second-lien holders up to $6,000 to accelerate the process of short sale as announced by Federal Housing Finance Agency months ago. Fannie Mae and Freddie Mac will not even require records from borrowers who have missed paying loans; have small credit scores, or those who are struggling financially.

Of course, there are borrowers who pay up-to-date. These people will be given more time to process their short sale and also those who are facing difficulties like divorce, employment layoff, death in the family, disability, and others.

People from the military are quite lucky because they are automatically entitled for short sales even if they have existing mortgages, and they will be excused from insufficiency of payments if ever.

Homeowners who have enough income are invited to contribute funds to cover a fraction or all the part or the entire deficit among the outstanding loan balance and the home prices.

Days ago, the new guidelines set by National Association of Realtors have taken effect. It is connected to the guidelines that FHFA, Fannie Mae and Freddie Mac have set.

Guy Cedala, publisher of the trade publication Inside Mortgage Finance, told the Wall Street Journal that the $6,000 given to second-lien holders is not enough to halt a short sale. However, NAR added that with this it will allow families to avoid foreclosure. Short sale will also help the real estate market by alleviate the home values and keeping the neighborhoods busy while recovering.

Other Articles to Read:

Possible Outcomes If your Short Sale Approved

Preparing for a Gainesville Short Sale

Amount of Home Loans Increased as Rates Slides Downward

Gainesville Short Sale Cost

Call Stephanie Anson today at 352-535-0620 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

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Discrimination Against Minority Homeowners Brought Suits to Morgan Stanley

Discrimination Against Minority Homeowners Brought Suits to Morgan Stanley

Morgan Stanley, an investment bank, received a lawsuit from American Civil Liberties Union(ACLU)regarding the discrimination it had done against African-American borrowers by offering incentives to lenders so that mortgages proves costly and risky but profit from buying and guaranteeing loans.

According to ACLU, the complaint against Morgan Stanley is first class-action lawsuit in order to associate discrimination to the securitization of mortgage-backed assurances. It’s just ironic because the suit is against Morgan Stanleynot against the subprime lenders wherein the loan originates. Since it is class-action status, it stands for 6,000 African-American homeowners in Detroit urban area.

On behalf of 5 Detroit inhabitants and a nonprofit legal aid group Michigan Legal Services, there are four groups that filed a complaint in the U.S District Court of New York. These are ACLU, ACLU of Michigan, the National Consumer Law Center, and Lieff Cabraser Heimann & Bernstein (a San Francisco-based law firm). The suits contend that Morgan Stanley violated several state laws including Fair Housing Act, Michigan-Larsen Civil Rights Act, and Equal Credit Opportunity Act by urging now-useless New Century Mortgage Corporation to target African-American communities and borrowers in the Detroit area for particular dangerous loans.

One complainant said that a black borrower is likely to acquire a high-cost loan compare to a white borrower. Another complainant mentioned that Morgan Stanley influenced New Century with the kinds of loans it issued. The complainant continued by saying that the loans are dangerous for borrowers because it has a characteristic of risky features that put borrowers toward evasion and foreclosure.

Of course, Morgan Stanleyreacted that it will defend itself “vigorously”. According to the ACLU, New Century’s largest customer of subprime loans is Morgan Stanley. ACLU said, “The investment bank encouraged New Century to ignore all of the most basic fair lending principles in order to create a large number of mortgages that could be processed and sold as securities.”

It is definitely heartbreaking to hear such words coming from ACLU executive director, Anthony D. Romero, that financial services are doing such practice and in fact it had become common during the housing boom to target African-American and Latino neighborhoods countrywide.

Other Articles to Read:

High Achievers in FICO credit scores

How to make buyers want to buy Gainesville Short Sale Homes

Gainesville Short Sales – Why Don’t I Just Let the Bank Foreclose?

Amount of Home Loans Increased as Rates Slides Downward

Call Stephanie Anson today at 352-535-0620 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.
Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Gainesville – How to Process a Short Sale File

Gainesville – How to Process a Short Sale File
Anson Properties, who successfully handles short sale listings, understands the time sensitivity of the short sale process. During the listing period, short sale lenders are observing the status of the property. If it takes a period of time for the listing to be approved, the lenders may request an extension of the short sale to be listed. It is necessary to make sure to get duration of one year for the listings to avoid trouble. If it is near on the time-frame given, that’s the instant wherein we obtain another extension for the listing.

Aside from having an annual period for the short sale listing, there are several points to take note while the listing duration is on-going. Here they are:

• Have a Marketing List of all the online and offline postings you have done. Track the post that you are listing on and the date of posting. Take notes of all the internet sites where you are posting on, like your blog, Trulia, Postlets, Realbird, Craigslist, Activerain, and others.

• Provide an efficient showing schedule. MLS can provide a schedule system for showings where it produces a response form through email that can be printed along with other showings that the system has generated.

The showing sheet involves the name of agent, their phone number, brokerage name, time, and date. In the lower portion, you can also add a comment area for prospect buyers to fill in.

• Store your Listing Files in an organize manner. There are several digital platforms wherein you can keep a soft copy of all your listing files. Aside from keeping digital files, it is best if you have a folder of the files in your very own office. The digital files are just a back-up for online transactions and other matters.

• For every short sale listing, keep a pricing history. In MLS, a pricing history is kept but it is important to have a paper file on-hand for emergency needs. You can keep them on the listing files as well.

If it is necessary, a seller will sign into a contract that Anson Properties are authorized to reduce the price of their home if it is needed in order to sell the property.

Other Articles to Read:

Why it is Important to Understand the Short Sale Process

3 mistakes to avoid when short selling your Gainesville home

Gainesville Short Sale Agents Rent To Buy Scheme

Military homeowners to get short sale assistance

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Gainesville Short Sale Cost

Gainesville Short Sale Cost

Gainesville FL- If you think your life would be most livable without worrying for mortgage dues per month, then a short sale might just be the kind of rescue you needed to get rid of a home you can no longer afford.

You might have been considering short sale for a long time but is not sure how to get started– how the process works, the legal requirements needed, and most of all, how much it will cost you to short sell.

The answer is plain and simple– short sale will not cost you anything. If it does, then only to a minimal amount. Nevertheless, there are no costs or fees required for a short sale in majority of cases.

Please be informed however, that short sale does not come without some sort of cash involvement. Most of the money associated with short sale includes the realtors, title costs, transfer taxes, and attorney fees. Your lender should understand one common sense: if you were not able to afford your mortgage, then you will also not be able to pay for all these costs.

As short sale became a more common alternative to foreclosure, lenders today are more willing to pay on your behalf any costs involved in the short sale process. If this phenomenon baffles you, here’s what you need to know.

If financial hardships have hit you, and you have long been delinquent or you can no longer keep up with your mortgage payments, then your lender can now proceed with their legal action­­­—foreclosure.

But, lenders have already learned their lessons. They learned that foreclosure is very expensive along with its legal fees, taxes, insurance payments, and court costs. In addition to that, they will have to maintain a vacant foreclosed home, pay a realtor for resale, and sell it for below market value.

Their judgment points to short sale as a cheaper and better alternative. Thus, they are willing to pay all costs needed to short sale.

Other Articles to Read:

Gainesville Homeowners – Have an FHA Loan – Help on the Way

Gainesville Residents are Not Scared by the Housing Crisis

Gainesville Short Sale Agents Rent To Buy Scheme

When Can you Own a Home Again After Foreclosure?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

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Why it is Important to Understand the Short Sale Process

Why it is Important to Understand the Short Sale Process

It is of much importance to have a comprehensive understanding on the short sale process. So if you are an investor, listing agent, homeowner, or the buyer’s agent, make sure you are knowledgeable in every detail of the process, this ensures the transaction is well facilitated. Always make it a point that you are able to explain the process precisely to the homeowner and buyer. It is one of your duties to keep them updated regularly.

If you are a listing agent, you are definitely working in the best interest of your client—the seller. At some point, you may have to do some training, coaching, and negotiating with the buyer and the buyer’s agents.

Although as a Gainesville Short Sale Agent it is not my responsibility to coach and train the buyer’s agents and their buyers about the short sale process, however I do it to keep the buyer’s agent and buyer engaged. I am working for my client’s best interest since their ultimate goal is to get their home sold as a successful short sale and keep the buyer in the deal. Most of the buyer’s agents I speak with are ill informed of how the short sale process truly works. Many of them believe the short sale can be processed in 30 days. Are you kidding? Most short sale banks are not set up to process short sales in 30 days. Bank of America touts they have the ability to do so, however, they do not have it down yet. A realistic time frame is 90 to 120 days from the date of offer to short sale approval.

It is even more important that as a short sale agent you are not handling all files completely on your own. You will not stay in business. You should have a team of professionals to assist the sellers and buyers through the process. This includes trusted, reliable and experienced Real Estate and Tax Attorneys, CPAs and Title Companies.

Laws, rules, regulations and processes are constantly changing as well as the available homeowner assistance programs.

An essential part of a partnered company is its integrity. It is important that you consult a company that has established its reputation on closing short sales and have a proven record of success. When you do business with such company you will be at ease that the documents are completed correctly and submitted timely otherwise your short sale will not close.

If you live in a state where attorneys do all of the closings, then make sure you are working with an attorney that is an expert in handling short sales, do not take chances. If you happen to know an attorney who is competent in foreclosure defense, he would be great to work with. Another attorney you may need as a part of your professional team is a bankruptcy attorney.

Bringing together a team of professionals signifies you only want to work with the best to provide an outstanding service to help you as a homeowner.

The following steps in the short sale process will be further elaborated:

– Vetting the homeowners for the short sale
– Gathering the documents from the homeowner for the short sale package
– Putting the short sale package together
– Pricing the property correctly
– Listing the property, strategy for success
– Accepting offers on the property
– Sending the authorization letter
– Sending the package to the lender
– Receipt of package by the lender
– An authorization letter from the homeowners to give you permission to go around the servicer and go to their note owner
– Lender orders the BPO and/or an appraisal
– If offers are in line with ratios on BPO or appraisal, lender sends package to note holder/ investor
– Note holder approves package with conditions
– Lender sends package to MI or PMI for approval if applicable
– Short sale lender sends acceptance letter to listing office or title company
– Title company gets ready for closing

Below is a testimonial from one of my happy and satisfied clients.

It has been an absolute honor working with Stephanie Anson.
Stephanie is professional, prompt, and truly has the heart of a teacher. We knew nothing about the short sale process. In fact, because of our previous home buying experience, we were pretty skeptical we would meet a realtor we could rely on and trust.
From the first time she came to our home, Stephanie was able to put us at ease. Before we agreed to work with her, Stephanie offered to hold a free workshop simply to explain the short sale process. She was incredibly patient and answered all of our questions (over and over again). She was able to connect her knowledge of the industry with her own personal experience and the experiences of past clients.
She gave us incredible counsel when it came to showing our home. When we saw the listing live on the Internet we were amazed at how gorgeous it looked. Several potential buyers thought it was awesome too because we got an offer less than five days after viewing. Throughout the process we were kept in the loop and always knew the best case and worse case scenarios. We were prepared for anything.
There was no doubt that Stephanie always had our best interest in mind. We are so thankful to her because she has helped us get from under the burden of this upside down mortgage. The job she did for us literally changes our life for the better.

–Val and Paul Brown

Gainesville Short Sale Qualification Process

There are good attorney in Florida who can delay foreclosures only if you need to complete a part of the short sale process. Gainesville short sale agents do not suggest taking a listing and negotiating a short sale for homeowners who are about to lose their property in the same week as it is listed.

There is no guarantee a short sale could get approved, but following these steps will increase its chances.

A Short sale has to meet certain guidelines imposed by the homeowner’s lenders before it could get approved. A good story will help a lot. Keep in mind that there are exceptions to rules. Gainesville short sale agents have had short sales approved despite not meeting the guidelines.

Make sure that you pass the hardship test or, otherwise, you may have to directly participate financially in the short sale. This is not always the case. But it would be good to prepare them for the worst case scenario and then negotiate for the best outcome.

If you persevere and focus your time and energy to the process, your Gainesville short sale agent can get even the most challenging and troublesome short sales approved. But of course, much of the outcome rests in who owns the note, as each lender has their own regulating policies. Even so, the Gainesville short sale agents have been able to get exceptions to those rules.

It is a long-term and common belief among sellers and agents that whoever the sellers are paying their mortgage payments to owns the note. That is not typically the case. What they don’t know is that these notes are being sold over and over again and they usually do not change the servicers. They need not notify you when your note gets sold. However, you must be notified when your servicer is changed.

The servicer may or may not own the note. Before pricing a house or taking a listing, it is important to find out who the note owner is. Getting this information will help determine how negotiations would be handled and what the note owner would expect in a short sale.

The servicer definitely doesn’t want you to go above their heads to the note owner. The note owners hire servicers to take charge of daily operations of payments and other servicing details. If you are an agent, you may or may not get this information when you call the servicer.

Servicers usually disclose the note owner only to the homeowner. The best thing you could do as a seller is obtain this information through the calling the servicer. Alternatively, you may send a written request to the servicer through a Qualified Written Request (QWR).

At present, Fannie Mae or Freddie Mac owns the majority of notes. They are buying up all the toxic mortgage backed securities. There is a high chance that you have a note owned by Fannie or Freddie.

Other Articles to Read:

Bank of America’s Cooperative Short Sale Program

Banks Are Calling Homeowners To Solicit Short Sales

Options To Prevent Gainesville Foreclosure when Unemployed

Do I Have to Pay for the Real Estate Agents Commission?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents

  

Why Hire An Experienced Short Sale Agent | Gainesville FL

Why Hire An Experienced Short Sale Agent | Gainesville FL

When short sales became prominent in the Gainesville Florida area many homeowners, professionals and Gainesville Realtors® were unfamiliar with what is a short sale. Gainesville short sale agents

Find out how other sellers successfully completed short sale and avoided foreclosure.

Gainesville Short sales or short sales in any city throughout Florida require double to triple the amount of work. The extra effort can be very daunting. A successful short sale transaction requires all parties to be cooperative and needs a persistent, diligent and experienced short sale agent. Many agents openly admit they hate or do not understand the short sale process.

An inexperienced Gainesville Short Sale Agent will tell you:
“Stop Paying your Mortgage”
“Just Walk Away”
“Hide your Assets”
“To avoid a promissory note you must convince the negotiator at the PMI Company that you have not assets and no disposable income that can be used to pay them.”

This is considered legal advice and that short sale agent just practiced law without a license and they asked you to commit mortgage fraud.

Is that the type of person you want working for you? Do you think that type of agent is ethical?

If your agent has no experience with short sales, then they may either give up or mess up during the process. Make sure to hire an experienced short sale agent that has successfully closed short sales.

Thinking about a short sale? Send me an e-mail at sasjrussell@gmail.com or call me at 352-260-0153 for a free evaluation.

Other Articles to Read:

More homeless? Where will the mortgage settlement fund go?

My Gainesville Short Sale Appraisal Came in Low, Now What?

Where will the mortgage settlement fund go?

When Can you Own a Home Again After Foreclosure?

Call Stephanie Anson today at 352-260-0153 for a confidential phone interview regarding your options.

Please seek legal advice. This information is for informational purposes only.


Contact Stephanie Anson, CLHMS, CDPE, SFR, Realtor®, Anson Properties LLC. Licensed Realtors® in Florida at 352-260-0153 to list your property for sale or to purchase a property in Gainesville, Archer, Alachua, High Springs, Waldo, Keystone Heights, Hawthorne, Melrose, Cross Creek, LaCrosse, Williston, Earlton, Ocala, Micanopy, Newberry, Kanapaha, Haile Plantation, Duck Pond and the rest of Alachua County Florida, Orange County Florida and Seminole County Florida. We are accepting referrals. Gainesville Short Sale Agents